Gold Purchase Plan
Don't worry about continuously rising gold prices. Zamera's Swarna Nidhi Gold Purchase Plan helps you purchase gold in a systematic way.
Investment Refined
A Systematic Approach
A structured journey from intention to ownership. Contribute monthly with flexible instalment options.
₹1,000 Minimum
11
Months
Flexible Instalments
Varying amounts for 6 months, fixed average for the rest.
Up to 18% Off Making Charges
Zero Making Charges
On all maturity redemptions
Swarna Nidhi Privileges
Discounted Making Charges
Up to 18% discount on making charges for gold jewellery. Pay only the excess if charges exceed 18%.
Flexible Instalments
Pay varying amounts during the first 6 months. The average becomes your fixed instalment for the remaining 5 months.
Multiple Redemption Options
Redeem your completed scheme for gold jewellery, diamond jewellery, or silver items.
The Journey to Gold
Join the Plan
Start your journey with a minimum monthly payment of ₹1,000 or more.
Flexible Payments
Pay varying amounts for the first 6 months. The average becomes your fixed instalment for the remaining 5 months.
Redeem & Celebrate
After 11 months, use your accumulated value plus an 18% discount on making charges to purchase stunning jewellery.
Membership FAQ
The scheme period is 11 months. You can join the scheme with a minimum monthly payment of ₹1,000 or more.
During the first 6 months, customers may pay varying amounts. For example, if you pay ₹7,000, ₹5,000, ₹9,000, ₹6,000, ₹7,000, and ₹6,000 in the first six months, the average (₹6,666) becomes the fixed instalment amount for the remaining 5 months.
Members receive up to 18% discount on making charges for gold jewellery. If making charges exceed 18%, only the excess amount needs to be paid by the customer.
On completion of the scheme, it can be utilized for purchasing gold jewellery, diamond jewellery, silver items, etc. Please note that the amount paid under the scheme will not be refunded in cash.
Management's decision will be final. Other terms and conditions apply. All disputes are subject to Calicut jurisdiction.
Begin Your Plan
Request a consultation to join the Swarna Nidhi Gold Purchase Plan.